.Union Financial Minister Nirmala Sitharaman3 minutes went through Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financing Official Nirmala Sitharaman introduced that the authorities intends to open over 30 million brand-new PMJDY accounts throughout 2024-25.Briefing media reporters, Sitharaman unveiled that since August 14, 2024, a total amount of 531.3 thousand Jan-Dhan accounts have been opened since the scheme's launch a many years back, along with a collective down payment remainder of Rs 2.3 trillion.The common balance per account has enhanced from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Approximately 80 percent of these profiles are presently energetic." PMJDY has played a critical role throughout the global, particularly for girls," stated Sitharaman.Regardless of the allowance for absolutely no harmony and the lack of a minimal harmony demand, only 8.4 per-cent of the accounts preserve a no equilibrium. The scheme has been especially efficient in country and semi-urban locations, where 66.6 per-cent of the profiles lie.As of August 14, 2024, ladies account holders represent 55.6 per-cent of the overall profiles, totaling up to 295.6 thousand accounts, according to the Ministry of Money management.
Presently, 99.95 per cent of all lived in communities possess financial centers readily available within a 5-kilometre radius through several touchpoints, featuring banking company divisions, automated bank employee devices, banking reporters, and also India Article Repayments Financial Institution.As of August 14, 2024, there are over 1.73 billion operative CASA (current account money market account) accounts in the country, featuring more than 530 thousand important PMJDY accounts.Concerning social protection programs, Sitharaman highlighted that over 200 million advancing enrolments have actually offered life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with an annual premium of Rs 436.Furthermore, over 450 million advancing enrolments have offered one-year accidental cover of Rs 2 lakh (for death or permanent complete handicap) as well as Rs 1 lakh (for long-term limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a premium of Rs twenty yearly.The Atal Pension account Yojana has signed up over 68 million customers.In relations to credit-linked programs, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 million advancing lendings totaling up to Rs 29.93 mountain (since July 12, 2024) have been accredited to deliver collateral-free institutional money to mini and small business devices around Rs 10 lakh for income-generating activities.Under the Stand India Plan, 236,000 collective fundings totalling Rs 53,609 crore (since July 15, 2024) have been actually sanctioned to Scheduled Caste, Scheduled Group, and also females business owners for setting up greenfield jobs.Additionally, the Pradhan Mantri SVANidhi scheme has actually accredited finances worth Rs 12,630 crore to 6.52 thousand street merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY collective deposit balance of Rs 2.3 trillion.u00b7 There are over 1.73 billion personnel CASA accounts.u00b7 Females account holders comprise 55.6% of complete profiles.1st Published: Aug 27 2024|9:37 PM IST.